MANILA, Philippines, September 29, 2026 | GCash is making Retail Treasury Bond 32 (RTB 32) available through GBonds, powered by Philippine Digital Asset Exchange (PDAX), Inc. and PDAX Securities, in partnership with the Bureau of the Treasury (BTr). The offering gives eligible users a convenient way to invest in a bond issued by the Republic of the Philippines, starting at ₱5,000. The primary offer runs from September 29 to October 7, unless the BTr closes it earlier.
RTB 32 has a 2.5 year term and will be issued on October 12, 2026, with maturity on April 12, 2029. It pays interest quarterly at a fixed rate of 6.875% per annum, subject to 20% withholding tax. At this rate, a ₱5,000 investment would earn approximately ₱68.75 per quarter after withholding tax.
By lowering the starting amount and making government bonds available through the GCash app, GBonds helps make formal investing more accessible. Eligible users do not need a bank account to register. RTB 32 also marks 25 years of the Philippine government's retail bond program, with proceeds helping fund public priorities such as education, healthcare, agriculture, and infrastructure.
“Investing shouldn’t feel complicated or out of reach. Through GBonds, we want more Filipinos to have access to simple and trusted ways to grow their money. With just ₱5,000, they can start investing in the Philippine government and earn interest every three months,” said Darvin Su, General Manager for Wealth Management at GCash.
To invest, users must be at least 18 years old and fully verified on GCash. In the app, go to Invest > GBonds, complete the registration, and add funds to the GBonds wallet. Then, select RTB 32 marked “Pre Sale,” enter the investment amount, review the details, and confirm the order. Confirmed orders are final and cannot be cancelled.
RTB 32 is considered a low risk investment. Its terms provide for repayment of the principal at face value at maturity. Investors who sell before maturity may receive more or less than their original investment, depending on market conditions. Interest is subject to applicable withholding tax. Investors should consider whether the 2.5 year term is appropriate for their financial needs.
For more information, visit the GCash website.
About GCash. GCash is the Philippines’ #1 Finance Super App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. Its mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only $5 billion fintech unicorn in the Philippines.
GCash is a staunch supporter of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.
0 Comments